Obama care, what is it? Does it mean that people here in the United States will all have health care insurance now and in the future? Will the people of the United States be able to afford this health care insurance? This paper will answer all these questions about Obama care and what the people of the United States can expect and what is coming for 2013. I will tell the audience the nature of this law, why it was created and what the functions of this law are.
Obama Care
Obama care is a health care reform bill that was signed into law on March 23, 2010. Why was this law created? This law was created to help reform the American health care system, (Obama care facts, 2013).
It was also created to help Americans get the health insurance that is needed by expanding Medicaid and Medicare and by offering assistance to those Americans who cannot afford healthcare, (Obama care facts, 2013).
The Obama care law was created as a result of the constitution because in the constitution it states that the constitutions commerce clause authorizes Congress to regulate health care, which accounts for 18% of America’s GDP, therefore the law seeks to expand the insurance coverage and lower the cost of care for Americans, (C. H., 2012).
The Essay on Managed care state laws and regulations
State oversight of managed care generally focuses on two aspects: the techniques and processes used by a payer, and in particular an HMO, to deliver or arrange for the delivery of health care services to enrollees, and the organizational structure of the payer. (Kongstvedt 596) Much of the state regulation of managed care is based on the Health Maintenance Organization Model Act released by the ...
An example of this law is this Obama Care will require all Americans have health insurance through health insurance or assisted programs. The problem with this is that if any American does not have this insurance then people have to pay a tax that is equal to one percent of their income in 2014 and 2.5% in 2016 (Obama care facts, 2013).
A lot of Americans do not agree with this logic, and I also do not think that it is fair that people who cannot afford to pay for this insurance pay a penalty. As for this law resolving disputes, keeping the peace, shaping moral standards, or promoting social justice, I do not believe that Obama Care does any of that. Too many Americans see this law as a problem when it comes to paying for this type of health care insurance. The way the economy is today, a lot of Americans are out of work and on unemployment, so how in the world are the American people supposed to afford this health care insurance or any other health care insurance.
Yes, employers are supposed to carry health insurance for their employees but even at that it would still come out of the employees’ checks and a lot of employees are having a hard time paying their bills and keeping food on the table. Maybe Obama Care will help some of the Americans who are on disability or social security, but for the ones that do not have any income coming in and who are living in shelters, it is the opinion of this student that they will not be able to pay for Obama Care health insurance, so they will pay a penalty. The Obama Care law is designed to help the American people to obtain better health care or to boost the Medicaid and Medicare programs.
The question is, will people that are on Medicaid/Medicare be able to obtain this health insurance at a lower cost or will the people have to pay more? In conclusion of this paper, although Obama Care is a law that is there to help all Americans have the health insurance they need and get better health care, I just do not think that it will go over as good as everyone hopes. The information in this paper has given the audience something to think about when it comes time to pay for the Obama Care health insurance, and if there is trouble with this law now, and with the American people, then there is going to be trouble with this law in the future.
The Essay on Health Insurance In The Us
The Health Insurance Crisis in America Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet behind old Irving fill-station receipts and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. ...
References
What is ObamaCare/What is ObamaCare? (2013).
Obama Care Facts Retrieved from http://www.obamacarefacts.com/whatis-obamacare.php C. H. (2012, March).
Obama care and the Supreme Court: A guide to the health care case. The Economist, Retrieved from http://www.economist.com/blog/democracyinamerica/2012/03/Obamacare-and-supreme-court
