The two reasons why you (or anyone) should study financial markets and financial institutions).
Answers: * Personal needs, your career, your life, less surprise in the future. You could not avoid financial markets and institutions anywhere * Assume us work for business, government; non-profit program is affected by financial institution and market. 2. Define security. Answers: * A security also called a financial instrument is a claim on the issuer’s future income or assets (any financial claim or piece of property that is subject to ownership) 3.
What is basis point and why do financial professionals use the term basis point rather than percentage? Answers: * 1/100th of a percentage point. Used as verbal shorthand by financial professionals. For example, rather than say “fees are 75 one-hundredths of a percentage point, investment professionals say “fees are 75 basis points” * There are several advantages to referring to changes in basis points, rather than percentages. The first is that basis points are absolute and clear. For example, one could say equally correctly that interest rates rose 20%, from 5% to 6%, or that interest rates rose 1% from 5% to 6%.
This can get a bit confusing, but it’s much more simple when basis points are used, because one can say that interest rates rose by 100 basis points, providing instant clarity. Basis points can also be used to discuss very small increments of change without having to throw around challenging numbers. A rise in interest of 0. 38%, for example, is perhaps better understood as 38 basis points. 4. The FX market is: Answers: * Not highly regulated, very large worldwide in terms of amount of transactions, volatile at times, and important to the U.S. economy (and most other nations) since it facilitates international trade (exports and imports).
The Business plan on Earnings before interest and taxes
IJM Land Berhad (187405-T) is the result following a rationalization exercise involving the merger of two highly reputable players in the Malaysian property scene, namely IJM Properties and RB Land and changed its name in June 2008. IJM Land Berhad brings the combined skills of RB Land’s distinct proficiency in township developm ts and IJM’s expertise in high-rise condominiums, niche ...
It is the place where foreign exchange rate is decided. 5. In the financial system three general events occur. Answers: * Securities are traded; * Interest rates are established; * Financial services are produced, delivered and consumed 6. Name two or more functions of the Fed other than monetary policy. Answers: * The Fed (and most central banks around the world) has many responsibilities other than monetary policy.
For example, the Fed oversees/regulates bank holding companies, monitors the payments system of the U. S. , and distributes currency and coin. 7. Name the source of the Fed’s authority Answers: * US congress/ and law 8. Name the source of the Fed’s funding of its operation. Answers: * The process of buying and selling securities to execute
It appears the line on litigation has been drawn finely enough for the government to say it has preserved the rights of any aggrieved bank clients to sue, and for the banks to say the deal ends a sordid legal chapter. Still, there are other areas to litigate and many different ways to extract money from the banks: in his budget proposal on February 13th, for example, Mr Obama imposed a tax on the largest financial institutions.
Perhaps the most beneficial bit of the deal is its impact on America’s housing market. During the negotiations banks were reluctant to initiate foreclosures, a move that buttressed house prices by restricting supply but left a huge overhang of properties still to hit the market. The settlement lays out strict procedures for foreclosures, which should allow them to start again. That will be painful but will hasten the market’s adjustment.
