Not everyone is lucky enough to be able to afford to continue his or her education into the college level. Financial aid helps those in need to continue their education, however, financial aid does not help everyone. One important group of people left out of receiving financial aid are those under the age of 25, unmarried, with no children, and completely independent of their parent’s income. Because of how the system works, these people must present their parent’s income on the FAFSA to see if they qualify for any financial aid.
Even if proof can be supplied to prove independence from one’s parents it makes no difference to the financial aid officials. Tax forms, checking account statements, rent receipts, utility bills, and pay stubs could all be reviewed to verify a student’s independence. This would be more work for the financial aid offices but wouldn’t it be worth the extra effort to help those in need get an education? This would eventually benefit all of society by creating a workforce with more skills and better productivity. Nearly three million students start their college careers every year, however, only 46% actually graduate from college. The number one reason why students drop out of college is lack of money to pay college costs.
The Essay on Financial aid 2
Financial Aid Essay College is very expensive. Every year prospective college students look for financial help so they can attend the college of their choice. There are several ... this is that you get to go to college pretty much for free. Your education would be free and the knowledge you ... your senior year and you have to turn in your parents’ tax returns. The FAFSA needs to be filled out. You ...
If this special group of people were granted their due amount of financial aid, they could spend more time on important tasks rather than working 40 plus hours a week at a low wage job to try and pay their bills along with paying full tuition. Tasks like studying, community service, and school programs would take precedence over a full-time job. Better studying habits coupled with plenty of rest will help the student excel in school and retain more information. How do we expect students to do great in school if they are working 40 plus hours to pay their bills and trying to get an education by attending college full-time?
Some people might ask, why don’t younger, independent students just emancipate themselves from their parents who refuse to help pay for their child’s college education and become legally independent? This would let financial aid be valued on only the student’s income. This decision is not always cut and dry. The emancipation process is long and it may very well go against the student’s beliefs. Some people are independent of their parents early on in life by their own choice. It should be a favorable quality in people to feel the obligation to take care of oneself without relying on others.
The emancipation process might offend the student’s parents because it is essentially stating that the student is no longer the son or daughter of his or her parent. For the most part we all love our parents and want nothing bad to happen to them along with not wanting them to feel offended or left our of our lives. Parents have their own obligations, wants and needs in life. It may not be in the parents’ beliefs to pay for their college education. Many parents believe that after a student graduates high school they have become an adult and must find ways to take care of themselves, including finding ways to pay for college on their own. If the student can prove that he is independent from his parents then the financial aid process should be tailored to his income and not his parents.
Granting financial aid based on the student’s income should be a difficult process. There are many people that would choose to take advantage of the financial aid system if given the opportunity. To prove a student’s independence many things should be taken into account. Documents such as tax forms, of both the student and the parents, checking and savings accounts of the student, rent receipts, utility bills, and pay stubs could be submitted to a special department to determine the student’s degree of independence. Obviously, if the prospective student is claimed as a dependent on his parents’ tax forms then he should immediately be considered as a dependent. Irregularities such as deposits in checking or savings accounts that do not correspond to paychecks or tax refunds should be highlighted and accounted for.
The Essay on Social Class Analysis Financial Aid
Social Class Data Analysis "Class distinctions and conflict are ever present in the ongoing life of school, and there is a dominant / subordinate delineation in adolescents' thinking about social classes" (Brantlinger, 1995). While the statistical data that was collected from Xavier University High School (XUHS) does not generally support Brantlinger's conclusion, students at XUHS are aware of ...
If these deposits are from an outside source, such as a parent, then the prospective student could be proven as dependent and denied financial aid based on his income. Utility bills and rent payments should be clearly within the prospective student’s personal income. If these bills are more expensive than the reasonable person could afford within the prospective student’s income then it must be concluded that outside help is being obtained to help pay these expenses and therefore the students should be declared a dependent.
For the added expense of investigating whether a student can be considered independent or not, it would benefit everyone much more than the way the system is now. More intelligent and responsible people would attend college and create a better life for themselves and their future families. Jobs would have more skilled workers available to fill positions.
