1. INTRODUCTION
According to《China Internet banking investigate in 2009》 reported that: Although the financial crisis in the United States spreads around the world, but the developing of China internet banking maintained a growth trend, especially personal internet banking, during the past year, with help of competent authorities, commercial banks and China Financial Certification Authority, personal internet banking show a strong momentum of development. Besides, in Viet Nam, internet banking is a promising service because of the convenience and modernity of it. The main convenience is that lots of people using internet banking increased rapidly and many banks have investment, development and application delivery channels this new service.
With internet banking , customers instead of going to bank to have transactions they can sit at home or agency, or a café to make certain transactions with the bank. At the same time, the survey also found that, while Internet banking users develop fast, the activity of user use Internet banking also increase rapidly. The activity increase fast and users would like taste more functions of internet banking show that: To lots of users internet banking played an important role in their daily life and business operating works. With modern information technology, internet banking showed great vitality. According to incomplete statistics, most of big banks in USA can offer Internet banking transaction. Despite the different banks have their different development strategies, and they are in different situation on developing ways, however we can sure that as internet developing fast and continuous innovation in the financial sector, internet banking will contain all of function of tradition bank, in the future it will become profit center change from cost center.
The Review on Online Banking Banks Services Bank
... Online Banking? Online banking is just what it sounds like. You access a bank's web site over the Internet and enter a user ID ... has also made this service more popular. Although online banking has made banking transactions more convenient and less time consuming, security and ... balance, pay bills, among many other things. It is banking for today's fast paced world. There are, however, people who are ...
We can clearly see that internet banking bring us lots of convenient, however at the same time the risk of internet banking is also increasingly highlighted. A report from China Financial Certification Authority (CFCA) show that although the internet banking exhibited great potential and space, but security issues have become a big trouble. How to create a safety environment and provide safety services? This problem should be focused by every bank.
The main problem of our topic is that: as developing of internet technology, the risk of Internet banking focused by more and more people. What we should do is find someway to protect interests of consumers and decrease the risk of internet bank. Only we exactly know government’s policy and regulatory system, and then we can try our best to solve this problem.
2. OBJECTIVE OF THE ASSIGNMENT
Our article first analyzes the development of Internet banking there is a risk exists, and online banking risk prevention measures for analysis and set out our e-banking risk control problem, the risks to present our online banking supervision and reasonable measures to promote the healthy development of China’s and Vietnam’s Internet Banking response.
3. CENTRAL RESEARCH QUESTION
How can we find the most effective way to promote the healthy development of Bank of China, Bank of Vietnam and Rabo Bank in Internet Banking response?
4. SUB QUESTION
What is the internet banking and the operating model of internet banking in Bank of Vietnam, Bank of China and Rabo Bank?
How are the current performances of internet banking service in Bank of Vietnam, Bank of China and Rabo Bank?
The Term Paper on Banking System of China
The Chinese banking system is said to be undergoing some tremendous change in the wake of the emergence of China as a major player in the global economy. This is so after several years of state ownership and communism that was so prevalent in the country. The reforms in the Chinese banking system commenced in the 1980’s to date. The structure of the Chinese banking system initially was monolithic ...
What are advantages and disadvantages of internet banking using compared with Mobile banking or ATM in Bank of Vietnam, Bank of China and Rabo Bank?
How can we reduce and prevent the risks of internet banking in Bank of Vietnam, Bank of China and Rabo Bank?
5. PROCEDURE AND METHODS
First, we try to answer 5 sub-questions in turn
Understand about the internet banking clearly , and identify what kind of risk that banks are dealing with
we will use some books that related our topic , search some situations about the risk of internet banking users , read and analyzes articles
If it is necessary, we will make appointments for interview directly with Rabo bank, by paper or phone with Vietnam’s and China’s bank. However, almost we will use the desk research method.
we will use some websites to search the information such as
google.com/ springerlink.com/ ixquick.com/ completeplanet.com…
6. PROJECT ORGANIZATION
Edward will consider as situations of internet banking service in China’s banks about the risks, regulations, find some ways to solve those problems and Tony also do the same works, and find information that related our topic in Vietnam. Then, we will combine them to make unification. About the Netherlands’s bank, both of us will do together everything.
