Saving and Investing (32. 0 points) 1. Describe a real or made up but realistic situation that could cause you or someone you know to have to use money from a financial reserve. (3-6 sentences. 2. 0 points): having to get a car. Another situation could be house repairs. 2. How many months’ worth of expenses do you think your financial reserve should include? Describe at least two reasons for this decision. (3-6 sentences. 2. 0 points): 6 months because I could lose my job. It will make me go into my financial reserve.
I may also have to pay medical bills because someone got sick or injured. 3. Would you rather have a savings account that offered simple interest, or an account that offered compound interest? Why? (3-6 sentences. 2. 0 points): compound interest. Over time the compound interest will build up more interest in the account. In time, the interest generates its own interest. 4. If you were opening a savings account with compound interest, would you prefer an account that offers annual compounding, quarterly compounding, or daily compounding? Why? (3-6 sentences. 2. points): Daily compounding would give the best annual return, as the amount would grow faster than annual or quarterly compounding. Each day the savings grow a little bit, building upon the growth from the previous days. 5. Which strategy for saving do you think would work best for you? Why? (3-6 sentences. 2. 0 points): Make a monthly budget and save a percentage of what is left over after bills and groc eries. I set up an automatic monthly transfer from checking to savings. That way I won’t forget and spend that money on something. 6. Describe two financial goals that you would want to meet before you begin investing.
The Essay on It Goes Without Saying That Interest Rates Influence Our Decisions
It goes without saying, that interest rates influence our decisions, and affect many activities in our lives. Interest rates can be expressed as a percentage of the amount borrowed or saved. People always try to be well-informed about changes in economy and finance. They say that it helps them to make better decisions about their personal finance. It is evident that interest rates affected the ...
Explain why you would want to reach those goals first. (2-4 sentences. 2. 0 points) I would first want to create an emergency fund with enough money to live on for months, if I were to be fired from my job or have a family emergency. 7. Describe at least two factors of an investment that you would want to consider before putting money into that specific investment. (2-4 sentences. 2. 0 points) Interest yield and current value. 8. Calculate the return on investment in dollars and as a percentage for an investment that you purchase for $500 and sell for $600. 2. 0 points) 20 % ($100 profit) 9. Describe two examples of debt investments. (1-2 sentences. 1. 0 points): US Treasuries (Government debt – what the government sells to pay for its) and corporate bonds (debt issues by companies to pay for usually new things the company wants to) 10. Describe two examples of equity investments. (1-2 sentences. 1. 0 points) A stock or any other security representing an ownership interest. On a company’s balance sheet, the amount of the funds contributed by the owners. Also referred to as “shareholders’ equity”. 11.
If you were a new investor who wanted to invest in stock, would you prefer to invest in registered public stock, or unregistered private stock? Why? (2-4 sentences. 1. 0 points) Registered public stock. Most people do, and I can be more confident if I invest in that. 12. Describe an alternative investment that you might invest in someday, and explain why this investment is appealing to you. (2-4 sentences. 2. 0 points) Peer-to-peer lending. It’s a high return investment but also high risk. There are ways to invest in Peer-to-peer to minimize risk. It’s a great alternative investment option. 3. Describe at least three other investments you want to make with your income either now or someday in the future. Explain why you think these particular investments would be good choices. (3-6 sentences. 3. 0 points) FOREX trading, single-share companies, HYIP. These investments are more likely to stay afloat. Even if they are smaller than investments such as Google, small companies can also be a good investment. 14. Describe two types of investment accounts that you might use in the future. For each type of account, list at least one reason why the type of account might be useful to you.
The Essay on Investment Bank Ipo Public Company
IPO Basics The term 'IPO's lipped into everyday speech during the tech bull market of the late 1990 s. Back then, it seemed you couldn't go a day without hearing about a dozen new dot-com millionaires in Silicon Valley cashing in on their latest IPO. The phenomenon spawned the term ',' which described the dot-com entrepreneurs in their early 20 s and 30 s who suddenly found themselves living large ...
2-4 sentences. 2. 0 points) IRA and mutual funds. 15. Search online to find information about a stock’s performance, and then provide the information below. You could choose a stock such as Amazon. com or Google, or you could choose another stock that interests you. TIP: Morningstar. com or Yahoo! Finance (finance. yahoo. com) are good sources of stock information. a. The date you collected this information. (0. 5 points) April 30, 2013 b. The website where you collected this information. (0. 5 points) https://www. google. com/finance c. The name of the company you chose (0. points) Google d. The stock’s ticker symbol (0. 5 points) Public. ASX:QAN e. The 52 week high (0. 5 points) 827. 64 f. The 52 week low (0. 5 points) 817. 68 g. The Yield percentage (0. 5 points) 1. 4% h. The Volume of stock sold (0. 5 points) 2,306,636 i. The stock’s value at the close of business (0. 5 points) $824. 57 j. The net change in the stock over the course of the day (0. 5 points) . 67% 16. Describe an example of an equity investment that can also produce income. (1-3 sentences. 1. 0 points) fixed annuities from insurance cos
