The various constructs and concepts involved in the study was about State Farm, the nation’s largest auto insurer, distributed a list of the 10 most dangerous intersections in the United States based on crashes resulting in claims by its policyholders. The study’s center on road safety engineering, the first study ignored accident severity and made no attempt to isolate demographic (age or gender of driver, driving record, etc. ) or geographic (weather conditions, population of area, etc. aspect related to the accident.
The study also looked only at State Farm’s own interior occurrence reports, not at any public records involving traffic patterns or volume or police incident reports. State Farm Insurance has a rich record of practical safety participation in auto and machine design to decrease injury and property loss. In June 2001, State Farm Insurance released the second statement in its Dangerous Intersection reporting series.
State Farm modeled its program after a plan by the Insurance Corporation of British Columbia, Canada (ICBC), and the American Automobile Association of Michigan (AAA) to help position the nation’s largest auto insurer as the most safety conscious insurer. The research lacked to include some detail such as (age or gender of driver, driving record, etc. ) or geographic (weather conditions, population of area, etc. ) aspect related to the accident.
The Term Paper on State Farm Dangerous Intersection
... accident severity, State Farm needed a measurement system for classifying accidents. For the 2001 study, which used 1999 and 2000 accident data, State Farm ... State Farm, the nation’s largest auto insurer, distributed a list of the 10 most dangerous intersections in the United States ... the accident. It also looked only at State Farm’s own internal incident reports, not at any public records involving ...
If you were State Farm, I would start with the study and see why the 10 dangerous intersections are so dangerous. I would then compare these to other intersections and see what I could do to change and get these intersections off the most dangerous list. I would use all the data and statistics I could in the study. The only concern I would have is that the study was just by the State Farm accidents and how they were rated in severity.
I believe it is really accurate to where a busy intersection is going to be more dangerous with all the volume and the traffic volume needs to be considered, in my opinion. I believe also that all this studies give to State Farm much more consideration coming from its customers. I think that people would like to know why and how those dangerous accidents happen and what their insurance are doing to decrease its rates. People may feel more secure when they know that their insurance company care so much about its policyholders.
