Teen Driving Getting the License Many of today’s teens can’t wait to get that piece of paper with the cheap plastic on top, saying they are newly licensed drivers. But in New Jersey that’s going to be a little harder, since January 1, 2001 NJ has put into affect the new Graduated Driver License Program (GDL).
The GDL is a program that teens and first-time drivers must complete to get their unrestricted license. This program was designed to lower the number of driving fatalities among teens and first-time drivers in NJ. The teens and first-drivers having more experience on the road, they ” ll be ready for any driving situation. The GDL will affect anyone born in the birth year of 1985 and later, who apply for a permit.
For people born in the year 1984 and earlier, you are very lucky, because this new law does not apply to you. Just as long as you apply for a special learners permit prior to the age of 17 through a state approved Drivers Education Course. The steps to getting your license have gotten harder. 1. Special Learner’s Permit (Student Permit) Age: 16 Cost: $10 Requirements: . Pass Vision & Written test.
(100 questions in Multiple Choice).
Complete behind-the-wheel training through an approved program to receive a valid permit for a minimum of 6 moths of supervised driving… Obtain parent / guardian signature… Pass road test. The Student permit driver must be accompanied by a NJ Licensed driver, 21 years old or older and be at least licensed for 3 years. The permit driver must drive supervised for 6 months.
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Getting a driver’s license is a big thing in a person’s life. No longer does one have to ask for rides or take public transportation, but now the freedom to go wherever they want as they please. It can be really exciting, especially if you are sixteen because obtaining your license is one of you first freedoms. It can also be scary if you have a fear of cars. But for most, like me, it is really ...
They can have only have passengers from their home address plus one additional passenger. They may only drive between the hours of 5: 01 am to 11 pm 2. Provisional License Age: 17 Requirements: . Complete Student Permit requirements.
Complete a minimum of one year unsupervised driving. Driver can only drive between the hours of 5: 01 am to midnight. Their passengers must have the same address as the driver except one. 3. Basic License Age: 16 Requirements: . Complete provision License Requirements The Provisional License driver may drive longer then the hours permitted by the state if they can get a written waiver from their employer or religious authority.
Choosing the Right Car Now that you ” ve got your license, its time for your “ride.” The Insurance Institute For Highway Safety (IIHS) and Highway Loss Data Institute (HLD I) both say parents and teens should buy cars for safety, not for looks. Teenagers shouldn’t drive real small cars or SUVs- because they are prone to roll over. Many teens that I have talked said the perfect car for them would be a car with a banging sound system, tinted windows, dobbs (20 in. rims), and a loud racing muffler. Here are a couple of cars that we think are very suitable for today’s teen. The 1998 Volkswagen Beetle (Bug) is our top choice for a teen car.
It’s stylish, hip, and a little sporty looking. We choose the Bug because it’s a new classic. This model’s bug came standard with a 2. 0 liter V 4 engine giving out 115 horsepower making it at a top speed of 120 mph. This bug can hold 14. 5 gallons of gas getting 22/27 mpg in the city / highway .
It seats comfortable 4 small adults. This car was recommended by the IIHS as their Best Pick in 1998 for safety in its class. The Bug received a Good on the IIHS’ rating system. As a used car the 1998 Bug would probably run you close to $ 8, 000. Are next car was the 1998 Toyota Corolla. It’s sleek looking, with cool, crisp lines.
This car came standard with a 1. 8 liter engine giving out 120 horsepower making top speed at 125 mph. The Corolla can hold 13. 2 gallons of gas getting 28/36 mpg in the city / highway . This car can seat 4 adults comfortable. The Corolla was given an Average rating from the IIHS.
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The American Health Care system has prided itself on providing high quality services tothe citizens who normally cannot afford them. This system has been in place for years and until now it did a fairly decent job. The problem today is money; the cost of hospital services and doctor fees are rising faster than ever before. The government has been trying to come up with anew plan these past few ...
A used Corolla would probably run you about $ 6, 500 in today’s market. The prices for these cars were estimated from AutoByTel. com and Auto trader. com prices. Both cars come standard with am / fm stereo/ cassette players, drive-side and passenger-side airbags, and for those hot days on the road air conditioning. Both come with optional anti-lock brakes, sunroof, alloy wheels, and cruise control.
The Bug also comes with optional leather seats. And now with a big section of aftermarket products teens can personalize their cars anyway they want. Getting the Right Coverage Ok! You ” ve got your license, got the car, now it’s time to get the right car insurance. In NJ every registered vehicle must be insured for liability, personal injury protection (PIP), and uninsured motorist coverage. Liability coverage pays for injuries to others or damages to their property if you ” re at fault. PIP stops the victim from filing a lawful for medical expenses for who’s ever at fault.
Uninsured motorist coverage protects you from other drivers who have no insurance and are legally responsible for injuries and damages to you, passengers, or your property. Many things determined how much you will spend on insurance. NJ keeps a record of your driving by adding on points for every convicted moving violation. The more serious the violation, the more points, the more points, the higher cost for insurance. For example a ticket for driving 20 mph above the posted speed limit will result in 4 points added to your driving record. Resulting in losing a $ 1, 000 due to the insurance increase and state surcharge over three years.
Cost is also determined by your age, gender, where you live, how many miles on the car, and what type it is. For example if an 18 guy and 34 woman buy their insurance in NJ, him a 98 Toyota Celica with 45, 000 miles, her a new BMW 530 I, and both living in Ridgewood. The guy would pay more for his insurance because he’s more prone to have an accident with his sports car and he has less experience behind the wheel then she does. If a teen gets his / her own insurance they would pay $ 1, 800 for six months coverage. But, if they were added to their parent’s insurance policy, the policy would increase $ 600.
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Car insurance rate for teenage should be lowered as adults In order to have the authority to drive, California's law requires everyone must have a license and pay for car insurance. Three months ago, my boyfriend decided to buy me car insurance at Twentieth Century. We thought that it would be more expensive for me to pay on my own than to include my name with him on the same car. It turned out, ...
However through the teen must be added to the parent’s policy within 60 days of getting his / her license, or the teen runs the risk of falling into a different insurance level, which translates into higher premium. Remember that driving is a privilege not a right, so drive safely because it saves you money and a lot of lives.
